Contractors & trucking insurance

Built for the work. Covered for the road.

General liability, commercial auto, workers comp and cargo. One local team shops 20+ carriers and gets you a quote today.

5.0 (000 reviews) Licensed in TX + 11 states Certificates within the hour

Get a quote

Four fields. A licensed agent calls you back today.

By submitting, you agree to receive calls and texts from Ironroad Commercial Insurance about your quote. Msg & data rates may apply. Reply STOP to opt out.

Quote request received

Thanks, you're in.

Assigned
Quoting
We'll call
From
(555) 014-2290
A licensed agent is on itBusiness days, usually within 10 minutes. Have your current declarations page handy if you have one.
What we write

Coverage for the job site and the interstate.

We only write commercial lines for people who build and haul, so we know which endorsements a GC asks for and what a broker needs before they load you.

01 / Liability

General liability

Injury and property damage from your work, with the additional insured wording GCs require.

02 / Auto

Commercial auto

Pickups, vans, box trucks and tractors. Filings handled, from one unit to a fleet.

03 / Crew

Workers comp

Meets state rules, with class codes set right so your audit has no surprises.

04 / Freight

Motor truck cargo

Limits sized to what your brokers and shippers actually require.

05 / Equipment

Tools & equipment

Tools, machinery and rented gear on the trailer, at the yard or on site.

06 / Excess

Umbrella & bonds

Extra limits over your primary policies, plus license and permit bonds.

Clients

What contractors and drivers tell us.

  5.0 from 000 reviews

"GC needed a certificate with their name on it before we could pour. Sent the request at lunch, had it before the truck showed up."

MT
Marcus T.Concrete contractor

"New authority, nobody wanted to talk to me. They found a market, did my filings and walked me through the cargo limits brokers ask for."

DR
Dana R.Owner-operator, dry van

"Six trucks, one account manager who picks up. Renewal came back with three options side by side instead of take it or leave it."

LM
Luis M.Fleet owner, 6 units

Placeholder reviews for this demo template.

Carriers

20+ top-rated carriers. One call.

We are independent, not tied to one company. If your carrier non-renews or raises your rate, we already have the next market lined up.

GranitefieldMutual
OstranderCasualty
HarrowgateSpecialty
ColdwaterFleet Underwriters
PinecrestAssurance
LarchmontIndemnity
BellhavenWorkers Comp
+ 13 moreSpecialty markets
Licensed states

Based in Texas. Writing commercial lines in 12 states.

TXOKLAARNMCOKSMOTNMSALGA
Already a client?

Certificates in minutes.

Need a COI for tomorrow's job? Tell us the job and who needs it. A licensed account manager checks your policy and sends it.

Certificate requestDesk open
Add them as additional insured?

For current Ironroad clients. We match the request to your policy on file before anything is issued.

Request COI-000000

Request received

In queue
Job
Holder
Addl. insured
We'll send your certificate within the hourBusiness hours, Mon to Fri 7:00 am to 6:00 pm CT
FAQ

Straight answers.

What do you need from me to quote?

Just the four fields above to start. On the call: for trucking, your DOT number if you have one, units, drivers and radius. For contractors, your trade, payroll and estimated revenue.

Can you insure a new trucking authority?

Yes. We know which markets write new ventures and we handle the federal and state filings once you bind.

How fast can I get a certificate of insurance?

For active clients, most certificates go out within the hour during business hours. Use the certificate request above or call us.

Will getting a quote change my current policy?

No. Quoting does not cancel or change anything. If you switch, we time the new policy so there is no gap in coverage.

Which states do you cover?

We are based in Texas and licensed in 12 states: TX, OK, LA, AR, NM, CO, KS, MO, TN, MS, AL and GA.

Clipboard with an insurance form next to a hard hat, truck keys and coffee on a steel workbench
Ready when you are

Get your quote before your next job starts.

Call Get a quote